Landlords Insurance Core Cover/Defined Events
Landlords insurance core defined events
- Fire
- Explosion
- Lightning or thunderbolt
- Earthquake or Tsunami
- Theft (not by tenant)
- Vandalism
- Water or other liquid
- Collision
- Falling tree, branch or aerial
- Damage by animals
- Riot
- Storm, Rain or Flood
- Accidental Glass Breakage
- Legal Liability $30 Million
You’ll also be covered for a number of benefits and any optional extras that you select.
Additional benefits
- Building safeguard benefit
- Environmental upgrade
- Fusion
- Cover for loss of rent should your tenants be unable to live in the home as a result of damage caused by a defined event
- Essential temporary repairs
Optional Benefits
- Cover for rent default
- Cover for theft and/or vandalism by tenants
How you can save
With ISinsured there are various ways to enjoy discounts on your premium.
Multi-policy discount - Once you have one ISinsured insurance policy with us, we’ll give you a discount on each additional ISinsured policy.#
A choice of Excess - Your excess is the initial amount you have to pay yourself if you make a claim, and we offer options of nil excess, $100, $250, $300, $400, $500, $750, $1,000, $2,500, $5,000, $7,500 and $10,000. The higher excess you choose, the lower the premium you’ll pay.
From applying for cover to making a claim, ISinsured ensures things are as clear and straightforward as possible.
You can apply online or by phone. Flexible payment options include fortnightly, monthly or annual direct debit or credit card payments (excluding Diners Club).
If you need to make a claim QBE has a 24-hour emergency claims number, and in most cases, you simply provide details over the phone.