Landlords Insurance Core Cover/Defined Events
Landlords insurance core defined events
- Fire
- Explosion
- Lightning or thunderbolt
- Earthquake or Tsunami
- Theft (not by tenant)
- Vandalism
- Water or other liquid
- Collision
- Falling tree, branch or aerial
- Damage by animals
- Riot
- Storm, Rain or Flood
- Accidental Glass Breakage
- Legal Liability $30 Million
You’ll also be covered for a number of benefits and any optional extras that you select.
How you can save
With ISinsured there are various ways to enjoy discounts on your premium.
Security discounts - The more secure your property is – through deadlocks, window locks, and either local or monitored alarms – the less you may have to pay.
Seniors discount - If any named Policyholders are over age 50, you are entitled to the over 50s discount.
Multi-policy discount - Once you have one ISinsured insurance policy with us, we’ll give you a discount on each additional ISinsured policy.#
A choice of Excess - Your excess is the initial amount you have to pay yourself if you make a claim, and we offer options of nil excess, $100, $250, $300, $400, $500, $750, $1,000, $2,500, $5,000, $7,500 and $10,000. The higher excess you choose, the lower the premium you’ll pay.
Retirees Discount - If you’re retired and no longer working more than 20 hours a week your premium will reflect the lower-risk nature of your circumstances.
From applying for cover to making a claim, ISinsured ensures things are as clear and straightforward as possible.
You can apply online or by phone. Flexible payment options include fortnightly, monthly or annual direct debit or credit card payments (excluding Diners Club).
If you need to make a claim QBE has a 24-hour emergency claims number, and in most cases, you simply provide details over the phone.